FEATURED* GOLD CREDIT CARDS AUSTRALIA

  Bankwest Zero Gold MasterCard
  • No annual fee!
  • Awarded 'Best Transactor Credit Card' by Money magazine.
  • Introductory 5.99% p.a. on balance transfers for 12 months. Available to new bankwest credit card customers only.
  • Complimentary international travel insurance.
  • Automatic purchase protection.
  • 16.99% p.a. on purchases & cash advances.
  • Minimum annual income $50,000.
  • Full terms and conditions.
BankWest Zero Gold MasterCard

Apply Online

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Purchase Rate Balance Transfers Card Type Annual Fee Interest Free
16.99%p.a. 5.99%p.a. 12 months MasterCard $0 up to 55 days

  ANZ Qantas Frequent Flyer Gold
  • 2.9%p.a. on balance transfers for 12 months.
  • 1.25 points per $1 spent on purchases with Amex.
  • 1 point per $2 spent on purchases with Visa.
  • Uncapped Qantas Frequent Flyer points earning.
  • Earn bonus points with ANZ partners.
  • Up to 55 days interest free credit on purchases.
  • Minimum credit limit of $5,000.
  • Receive a response in 60 seconds.
  • Full terms and conditions
Apply for an ANZ Qantas Frequent Flyer

Apply Online

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Purchase Rate Balance Transfers Card Type Annual Fee Interest Free
19.49%p.a. 2.9%p.a. 12 months Visa/Amex $195 up to 55 days

  Citibank Gold Visa
  • 1.9% p.a. on balance transfers for 12 months
  • 55 days interest free plus access to Citibank World Privileges
  • Complementary rewards program
  • Complementary international travel insurance
  • Complementary purchase cover insurance & a generous credit limit of up to $25,000
  • Full terms and conditions.
Apply for a Citibank Gold card

Apply Online

secure credit card application
Purchase Rate Balance Transfers Card Type Annual Fee Interest Free
20.74%p.a. 1.9%p.a. 12 months Visa/Master $149 up tp 55 days

GOLD CREDIT CARD FEATURES

What are the features that make a gold credit cards? Gold credit cards are unique when compared to normal credit cards, due to many factors that may include:

  • A higher credit limit than a normal credit card
  • Complimentary travel insurance
  • Better rewards including more bonus points for your money
  • Improved customer service for any questions or problems that may occur
  • Priority placements for tickets and other online bookings

These gold benefits do come with a price that may include

  • A higher annual percentage rate on purchases
  • Higher annual fee

WHO CAN APPLY FOR A GOLD CREDIT CARD

Gold credit cards are not for everybody in order to be approved for a gold credit card in Australia there are a few prerequisites that include:

  • Excellent credit rating
  • A higher than average annual income

GOLD CREDIT CARD SUMMARY

Gold credit cards come in many different forms. In order to get the best gold credit card offer for you it is important to compare the entire market. Whether you want a gold card with low interest, rewards, low annual fee or frequent flyers you can find the right card at the best price if you shop around. As always Credit Card City recommend that you should always seek the help of a qualified financial advisor before making any decision on applying for a new gold credit card deal.