Credit Card City Win $1000 Cash Contest - Responses
Listed below are the responses to our online competion all entries are in with a chance to win $1000. Competition ends July 30 2009. Click here to enter online
I love my credit card because I can pay the $7,000 IVF fee on credit card then wait til I get the rebate - otherwise I couldn't do it.
I love my credit card because it means I always have access to money, even if I haven't been paid yet.
I hate to drive anywhere and the city scares the hell out of me. With my credit card, I can snuggle up in my dressing gown, make a fresh cuppa and shop till I drop while the kids happily watch a video. Then even better, I get to curl up in front of the midday movie and wait for my parcels to arrive, 1 by 1 over the next few days, stretching the pleasure obtained from the benefits of my little plastic rectangle out for as long as possible. Everyone loves the thrill of getting a package in the mail. my card makes it all possible that is why i love it.
i hate them, you tend to over spend the REALLY pay for it later,its an easy trap to by on impulse or spend out of boredom.and once you have exceed your limit then comes the task of baying the fantastic plastic off with interest included.
I love my credit card because i can buy what i want, when i want! Especially online.
The reason I hate my credit card is that I pay too high a rate my rate is now 22% as I have gone over the cards limit. I all was been chased by the company to pay the amount which I cannot pay the full amount to them. The other things that piss me off is that I get slap monthly fees for being over the limit of my card which makes it hard to repay my debt.
As a single mum it is a life saver giving me the ease of accessing all that my family needs without stress. From here I plan my finances to cover what we've needed, and Voila! Peace of Mind.
Its there and screams... "USE ME, USE ME"
I lost my job and I was late a couple times on several credit cards. Not only did they stick me with $39 late fees, but also jacked up my interest rate to over 20% on my other credit card accounts that I wasn't even late on. I wanted to pay. I was paying. But they made it impossible for me to ever bring the balances down. My payments were all going to just fees, so I stopped paying them all together. I don't have any assets, so let them try to sue me. They will get what I have, which is NOTHING. I haven't made any credit card payments at all in 4 months and I changed my phone number so they can't call me. It's such a relief, and I couldn't care less about the lenders problems. Screw them... they got me into this mess, now they can eat the balances. love or hate it i must but without it i'm lost! cheers corinne
I hate my cc as i never wanted one in the 1st place harvey norman advertises 5 years interest free sounds good we purchase what we need $2000 worth sign the forms and receive a cc in the mail worth up to $7000 mind you i thought id use it once to get money out cost me $30 then as months pass im charged $4 everytime i get the bill also try to contact them make sure you have an hour available.
the main reason i love having a credit card is i dont have to use my money up front.plus having up to 55 days to pay it back is awesome. when i need somthing to get you know you can just pull it out pay , walk away and pay in 55 days, which means your pay is now working for you plus getting % as it grows in your bank acct. also safe when on holiday. no cash that people can see when you open up your wallet to pay for the goods no cash in it at all,that's great safe feeling to have. the other is knowing if somthing comes up and you dont have the money you can just give them a call and ask to put more on you card if you have been good at paying on time. yes i like it
I hate my credit card because I opened it years ago when I was able-bodied and working. The bank, like all banks, kept increasing the credit limit and like a fool, I accepted the increases. Of course, I didn't know at the time, that I would become unable to work and have been fighting to pay the credit card off ever since with my only income of disability support pension.
first of all i hate my credit card because of the debt the best thing about it though is that you can use it everywhere!!! also its like a loan if u really want something you can have it and just pay it back later!
I like it, its like a lifesaver when your pocket or wallet empty, you get rewarded for it with your branch with points, so in the end i love my credit card
I have a love hate relationship with my Card. I love to use it but I hate getting the bill. It is too convenient. This is good in that it is handy when you haven't got cash but then you still need to have the cash later. I was recently made redundant and so am jobless for the first time in 24 years and now I hate my card because I have to keep paying for it as it is now almost a necessity while not working and earning money.
I love my credit card because it is 55 days interest free without an annual fee which means I don't have to spend my cash straightaway. My cash will earn a little bit of interest in the saving's account. End of month, my credit card's bill will be paid in full. No Interest will be charged to me. Credit card works for me!
I hate my credit card because I am hundreds of dollars in debt. I shouldn't be able to spend money i don't have!!
I hate my credit card because i used my mum used a lot of money and forgot that she was using other peoples money and thought she was using my money and i was billed a lot of money that i had to pay.
