|
- 0% p.a. on balance transfers for 6 months.
- 11.49% p.a. on retail purchases.
- All the features of a low rate card with the added benefits of a platinum card, like; entertainment offers, concierge service, retail discounts, and complementary international travel insurance.
- Full terms and conditions.
|
|
|
| Purchase Rate |
Balance Transfers |
Card Type |
Annual
Fee |
Interest Free |
| 11.49%p.a |
0%p.a 6 months |
Visa |
$99 |
up to 55 days |
|
CONSIDERATIONS BEFORE APPLYING FOR A LOW RATE CARD
Before you apply for a low interest credit card offer we recommend that you compare as many card rates as possible and seek the help of a financial advisor. Credit Card City also recommend that you read the full terms and conditions of any featured low rate credit card and be sure the check the other factors such as the annual fee charge, interest free days on offer and late fees.
APR ON PURCHASE AND CASH ADVANCE
An annual percentage rate on purchases applies to items that are charged to your credit card. There are two types of interest rates available on a credit card, the other being a cash advance interest rate. Normally the cash advance interest rate is significantly higher than that of an interest rate of purchases. It is not recommended that you withdraw cash from your credit card as you will have to pay it back at a high rate of interest. If you have trouble managing your credit card debt and feel that you may need some help then go the Financial Counseling and Credit Reform Association.
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