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- Choose - 2.99% p.a on balance transfers and purchases for the 1st 6 months or 3.99% on balance transfers for 12 months.
- Reverts to a low rate on purchases, now just 12.99% p.a.
- Up to 55 days interest-free credit on purchases.
- Low annual account fee of $49.
- 24/7 online account access or over the phone.
- Shop safely online at participating merchants with MasterCard Securecode.
- Full terms and conditions.
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|
|
| Purchase Rate |
Balance Transfers |
Card Type |
Annual
Fee |
Interest Free |
| 12.99%p.a. |
You Choose |
Mastercard |
$49 |
up to 55 days |
|
NO ANNUAL FEE CREDIT CARDS
No annual fee credit cards are rare, more common are the no annual fee offers that give you a zero dollar annual fee for the first year, following on with a recurring low annual fee charge. There are a few legitimate no annual fee credit cards in Australia that give you zero dollar annual fee charge for the life of the credit card.
AVERAGE ANNUAL FEE CHARGES
The annual fee of a credit card can vary greatly from card to card, ranging from zero dollars to upwards of $300 and over. In general gold and platinum credit card offers will have a higher annual fee charge than a normal low rate credit card. The higher annual fee normally compensates for a superior rewards program and other benefits. The average annual fee charge for a typical no thrills, low rate credit card is around $50-$70. In order to find out what the annual fee charge is be sure to read the full terms and conditions of the credit card provider.
RELATED RESOURCES
No Annual Fee Credit Card Guide
*Disclaimer - This website and the information contained within it, is intended as a comparison tool to obtain information on financial products in Australia. The contents of the website should not be taken as professional advice, or recommendation of any product or service offered by the companies providing such products and services. Credit Card City features a small proportion of the total credit cards in Australia. Credit Card City receives commissions from 3rd party affiliates.