Credit Card City Win $1000 Cash Contest - Responses
Listed below are the responses to our online competion all entries are in with a chance to win $1000. Competition ends July 30 2009. Click here to enter online
i absolutely hate my credit card because of the interest rates at present considering rates of interest are very low now. also being on the pension i am finding it difficult to keep up the payments
I love my credit card when it gives me the freedom to spoil my 4 month old daughter (only a little bit) and pleasure my husband with a romantic dinner (well, we are actually too tired to go out for a nice meal, so does take away chinese count?). But of course, a little bit of pleasure brings a whole lot of pain when that dreaded bill arrives. But the few days of chinese left-overs are a god send in the house of no sleep.
sometimes when i come up a bit short on cash i can use my credit card and still be the same interest.The last bank charged a higher rate and that stayed untill the 'entire' card was paid off.
I hate my credit card as it makes me very vulnerable when I go shopping as I see things that I would wait for if I didn't have a credit card and would probably have more money to save.
I dislike credit cards cos they can get you into to much debt very quick. My motto is if you do not have the cash then do not buy it.
My credit card is actual good as it is low interest and has no annual fee, has come in handy when short of cash.
I love credit cards because I earn frequent shopper points whch inturn I get fantastic stuff for free !
The best thing about my card is that I can use it here and over seas. It is easy and lighter than cash.
The reason i love to use my credit card becouse its really helpful sometimes to do shopping and in case of emergency when i don't have enough money. there's nothing that i hate about my creditcard just the interest is a bit higher thats all. Thank you
i dont love or hate my credit card as i have never had one and i would like to experience the feeling of shopping using one soudns like fun
I niether love or hate my credit card because I don't own one and never want to. They are a debt trap that is hard to get out of. my credit card because it gives me the freedom to do what I want when I want - to be me. Plus it helps that I earn points and therefore rewards whenever I use it. So... I get more for my money.
Credit cards - ah, yes - you either love them or hate them. If you hate your credit card, it means you're not really in control of your credit situation. I happen to love my credit card as I keep a strict eye on my balance and make regular payments, not just the minimum payment required. It's reassuring to know that my credit card is there for emergencies should i not have the cash at the time. I love my credit card!
Love: Freedom to buy a special when I see it instead of having to walk on by. Being able to spoil myself and my family with little treats now and then instead of having to walk on by. Buying the milk with two days until pay day without having to scrounge around the change tin. HATE: The fact that interest rate cuts are never passed on to credit cards even though I'm sure more people have credit cards than home loans. The fees that topple the card over the limit without you even realising it. The fact that being self employed means that the application process takes 10 times longer as is more intense than if we were working for someone else. Above all I guess I love my credit card, but I would love $1000 to pay some of it off so that I could use it again!
ease of use, peace of mind, knowing you can pay for everything you need to when you need to, love them.
i used to hate my credit card because you don't really know how much you are spending and when the bill comes in if you have spent more than you can pay, the interest is so high, it is not worth it. i will never own one again.
my credit card is my best friend, it is also the bane of my whole existance, things call to me in the shops, my mind says don't buy it but my heart says yes you need it , your credit card will get it for you, so my heart rules, but then I get my statement, and my head goes seee I told you so. So thats why I love AND hate my credit card.
I can get all that I want when I want with my credit card
I hate my credit card because it is a constant source of temptatation. It sits in my wallet and burns a hole in my pocket. I try to ignore it but without success as in the end I just succumb and find myself 'shopping until I'm dropping' spending as if there is no tomorrow and ending up hating my credit card even more if that is possible. Of course it is all the card's fault, I am just the unwilling participant - so help me!
I hate my credit card because I have to pay it off.
love my credit card because i can spend,spend, spend any time anywhere. Hate the card because i have to pay the dam thing back
I Love my Credit Card! with out it I would have been unable to save my wife's life 2 years ago when we found out that she had Uterine Cancer. I needed to pay $21,000.00 in less than 4 hours for her to be able to have the operation she needed as this was the only opening the surgeon had. Later we heard had we missed the surgeons only opening 2 day after she would not have survived. Thank God for my Credit Card.
I hate my credit card because i Have to pay it back and the interest is always too much and the fees are silly
I hate my credit card because quite simply it is pink. My everyday card is a boring red colour and I just prefer the look of the pink one...silly I know. I love it and hate is at the same time!
I get rewards every month , $25 off our petrol bill!!
I love my credit card because it gives me the opportunity to spend money that I would not otherwise have! I hate my credit card because it gives me the opportunity to spend money that I would not otherwise have, and have to pay back later!
I love my credit card, it is there for me in my moment of need (when I need new shoes, top or outfit). We have been through a lot together, weddings, hospital stays, deaths. I love it because its a pretty pink and has no annual fee, even though the interest rate is high, if I pay of time I never have to worry.
I both love and hate my credit card, I love it because of the convenience, even if I dont have the cash, I can still buy, it also makes me a bit of an impulsive buyer, but hey, who cares. I sometimes hate my credit card especially monthly when the statement comes in, I then wish I wasnt so compulsive in using it, but you do only live once you know.
I love my credit card because it doesn't understand the word 'need'.
My Wizard credit card doesn't have any foreign transaction fees. My girlfriend and I went backpacking for 7 months and used it exclusively, it saved us hundres in transaction fees alone and was super convenient to pay for things and withdraw foreign cash at ATMs
I hate my credit card because the interests are so high that it does not matter if I pay more I just can't get a head. I had to use it frequently because my mother whas sick and I had to travel to Adelaide SA several time while she was in hospital. Now I have a $5000.00 + credit and I would love to get read of it
no would lend me money even though i had a good credit rating i was on part pension and p/time as a nursing aide i owned my land i applied for a credit card started off at 2000 dollars gradually increased to 8000 dollars i sold my land brought a house and i needed credit card to help me fix the place up without it i would be lost yes if not careful you can loose track but i would not be without my credit card
i love my credit card, as it allows me to shop online easily.
It hits me hard every day, I love it's help on cashless days. I hate it when it's time to pay, My monthly balance on the 30th day! It's a blessing , And a hindrance too! How to balance it Is my question to you! I wish I'd win a grand at a time, It would make the balance Seem sublime!!!
I love them.....well maybe love is a bit strong a word because the interest you pay on them isn't something to love...but I do love the convenience of having one.
