Introduction - ANZ have produced one of the coolest credit cards in Australia with the Balance Credit Card by ANZ Bank. The Balance card gives you the option of selecting the way you want to spend your ANZ bonus points. The ANZ balance credit card also gives you the option on designing your own credit card...now that's cool.

Features - The main features on the ANZ Balance credit card are it's low 13.99 percent interest rate on purchases. This is a very low rate of interest for a rewards credit card. ANZ has a special offer with a six month balance transfer interest rate from your old non ANZ credit card to a new Balance Visa card. With the Balance card you receive 1 point for every dollar you pay back on your ANZ credit card balance. You can redeem your ANZ points with cash back, shopping discount or gift cards. Its your choice. ANZ offers a nice credit limit of $15 000 for its rewards credit card. Perhaps the best feature on the ANZ Balance is the "design your own credit card" option that lets you personalize you Balance credit card with images of your choice.

Conclusion - The ANZ Balance Visa card is a fantastic rewards based credit card the offers one of the most competitive interest rates for a credit card within this category. If you are in the market for new credit card and want won that gives you something back then you would find it hard to find another credit card that can hang with the ANZ Balance Visa.