FEATURED* REWARD CREDIT CARD DEALS

  Citibank Silver Visa
  • Bonus points that never expire.
  • The most flexible travel program available. Fly on any airline, anywhere, anytime using your reward points.
  • Transfer your Silver Reward points two for one with Qantas Frequent Flyer points.
  • 2.9%p.a.* on balance transfers for 12 months.
  • Generous credit limits of up to $7,500.
  • Extra security with a photo card, digital signature and Fraudshield protection.
  • Full terms and conditions.
Apply for a Citibank Silver Visa

Apply Online
Purchase Rate Balance Transfers Card Type Annual Fee Interest Free
20.79%p.a. 2.9%p.a. 12 months Visa $89 up to 55 days

  BP Citibank Mastercard
  • Save 5% off BP petrol and anything you buy at BP.
  • 5 Star Superior Value Canstar Cannex rating in Cash Rewards.
  • 1.9% for 12 months on balance transfers.
  • Save up to $660 per year.
  • Credit limit of up to $25,000.
  • 0.5% off everything else you buy anywhere.
  • 20.89% p.a on purchases.
  • Full terms and conditions.
Apply for a BP Citibank credit card

Apply Online

secure credit card application
Purchase Rate Balance Transfers Card Type Annual Fee Interest Free
20.89%p.a. 1.9%p.a. 12 months Mastercard $79 up to 55 days

  Citi Emirates Card
  • 2.9% p.a. for 12 months balance transfers..
  • Minimun $50,000 income to apply.
  • 1.5 Skywards Miles per $1 spent.
  • Complimentary lounge access in Australia and Dubai.
  • Complimentary Chauffeur-drive service.
  • Earn and redeem Skywards Miles on Virgin Blue flights.
  • Free international travel and purchase cover insurance.
  • 24/7 Personal Concierge around the world.
  • Full terms and conditions.
Apply for a Citibank platinum card

Apply Online

secure credit card application
Purchase Rate Balance Transfers Card Type Annual Fee Interest Free
20.74%p.a. 2.9%p.a. 12 months Mastercard $229 up to 55 days


REWARD CREDIT CARDS

Reward credit cards offer Australians the chance to receive benefits in exchange for customer loyally. There are many types of rewards you can gain from using a credit card including, cash back, shopping vouchers, discounted fuel, frequent flyer points and more. In order to get the most our of your rewards credit card it is important that you use your credit card responsibly and pay off the outstanding amount as soon as you can. Reward credit cards normally come with a higher interest rate to compensate for the rewards on offer. Typically in Australia a rewards credit card will come with an interest rate of between 15 and 20 percent. Although if you shop around you can find reward cards with an interest rate in the low teens. A reward credit card may also have a higher annual fee so be sure to study the full terms and conditions before you apply for a new rewards credit card offer.

THE BEST REWARD CARDS

What are the features that make up the best reward credit cards?

  • A lower than average interest rate on purchases.
  • Reward points that never expire.
  • A low annual fee and charges.
  • A low interest balance transfer offer for an extended period of time.
  • Give you the option of how you want to be rewarded.
  • Come with no hidden terms and conditions.
  • Make it easy to cash in you reward points when ever you want.

As you can see there are many factors that go into making the best reward credit cards. If you are thinking of applying for a new reward credit card it is important to shop around and compare as many products as possible and we reccommend that you seek the help of a qualified financial advisor.

CREDIT CARD HELP

Credit Card City always try to promote proper credit card use. If you find that your credit card bills are getting too much to handle we recommend that you visit this Australian Government website to help you with any financial problems that you may be experiencing.

RELATED RESOURCES

ANZ Balance Transfer With Rewards
Understanding Reward Programs
Frequent Flyer Points Guide
Reward Credit Card Guide
Low Interest Platinum With Rewards
St George Instant Benefits Rewards Program
Rewards With Low Interest
American Express Frequent Flyer Deal